Slow Money

Gateway HarVest, LLC is a food and farm focused investment club. They make direct, low interest loans to local enterprises that need a small sum to make a big impact on the growth of the St. Louis’ sustainable food system and local economy.

About Us

They are a small group of individuals, inspired by the concepts of Slow Money, who came together with a common interest of investing our money into local businesses with a focus on food and farming. Their group will not exceed 12 members. If you are interested in joining Gateway HarVest, please email our Member Coordinator to find out if they are currently accepting new members.

The Loans

The loans will range from approximately $2,000 to $5,000, however, they will accept applications for other amounts. They are most interested in making loans for equipment or special projects that will help a farm or food business operate more efficiently and/or support growth. They expect that the borrower will clearly show how the equipment or project will affect the borrower’s business and whether the project will be successfully completed using their loan by itself or in conjunction with other funding. They will consider working capital loans, especially those of lower costs. They will generally not fund start-up businesses.

Garteway HarVest is now Accepting Loan Applications. Download the application here.

Loan Criteria

They are looking for applicants with the following:

• Food and farm focused mission.
• Demonstrated business track record (they will not fund start-ups).
• A focus on environmentally sustainable practices.
• Demonstration of solid business related procedures and operations.
• Sufficient cash flow to support the loan.

Loan Application and Approval Process

1. Send them a completed loan application
2. They will review the application and get back to you regarding missing materials or additional clarification.
3. Review period which may require a field visit by one of our evaluation teams.
4. Reference checking.
5. Notification of approval or non-approval.

Gateway HarVest is one of four investment clubs in the US focused on making direct loans to food and farm businesses.